Welcome to Guide to Annuities .com
Our goal with this site is to provide investors who are considering in investing in annuities some basic information about the pros and cons as well as provide resource links to annuities companies.
An annuity is a contract between an investor and an insurance company where one or more lump sum payments are made. The insurer then makes periodic payments to you at future pre-determined date. One reason investors like annuities is that they offer tax-deffered earnings growth and some annuities even include a death benefit.
Annuities are increasingly gaining in popularity in these economic times with the promise of guaranteed income in the future. If you are serious about purchasing annuities you may want to contact an Annuity Broker.
A tax-deferred Annuity allows for a higher effective investment return by accumulating income on a tax-deferred basis. You do not have to pay taxes until the money is withdrawn from the account.
Some Annuity Companies now offer Reverse Mortgage Annuities.
Indexed Annuities have the same tax advantages of a normal annuity but the investors return of investment is linked directly with performance of the S & P Index.
Guide To Annuities is owned and operated by Fiscal Network of Saint Louis Missouri